People of Cyprus
During your time in Cyprus, you will learn the true meaning of hospitality. Cyprus is rightfully called the island of love. The people of Cyprus owe their individuality to the fact that they are the products of the amazingly rich history of an island at the cross-roads of three continents.

Within a very short space of time, visitors can make friends and find themselves fully integrated.

Cyprus offers a high quality of life, with a standard of living higher than the per capita income alone can express. Combine this with the islands landscape of sandy beaches and rugged coves which border the central plain that rises up to the pine covered mountains, and you have a truly beautiful place to visit or live.

Please take a look at our new web site for details of properties and other information

 
Government & international relations
Cyprus is a republic based on a constitution written in 1960 after independence from the British, who still maintain Sovereign bases on the island. The President is the Head of State who is elected for a five-year term. All citizens aged over 18 can vote in the elections. Legislative power lies with the House of Representatives which is composed of 56 members each elected for a five-year term by a system of proportional representation.
Human rights and private property are safe guarded by the constitution. Cyprus is a member state of the United Nations, the Commonwealth, The Council of Europe and a full member of the European Union.
 

The Cyprus "problem"
In 1974 the Turkish army invaded Cyprus and after an intense military offensive captured 36% of the island. There are many books available on the Cyprus Problem. The captured area is still occupied today and lies in the North of Cyprus with the island being separated by the "Green Line". Subsequently, access between the North and South is restricted. Negotiations are taking place to resolve the issue and bring Northern Cyprus into the European Union.

 

Healthcare & medical services
The health risks involved when travelling to Cyprus are minimal. No specific vaccinations are required except those travelling from infected areas are required to have smallpox, cholera and yellow fever vaccinations and tetanus boosters should be up to date for everyone. It is wise to drink bottle water or boil the tap water as in most European countries. Skin protection against the strong sun should be used at all times.

The health care service is of a very high standard and available to everyone, and you will probably find that the doctors have qualified in either the UK or USA. Paphos and Larnaca provides a new General Hospital, which is equipped with the latest medical and surgical technology. Private treatment is also available. We recommend the services of a mojor insurer for your medical insurance. Go Medical insurance quoteshere for more info

 

Climate
The climate on the island is mild winters and hot dry summers.  The average daytime temperature in winter is about 10-13C and 26-29C in summer.  Cyprus enjoys 300 sunny days a year which in summer is an average of 11 hours each day and in the winter months of December and January the average of 6 hours.  In winter the Troodos Mountain range provides good skiing conditions.

Temp Jan Feb March April May June July August Sept Oct Nov Dec
Min (C) 7.9 7.7 9.3 11.1 14.8 18.8 21.1 21.8 19.3 16.1 13.5 9.7
Max (C) 16.6 16.9 18.5 22.2 25.9 29.7 31.8 32.7 30.5 27.1 22.7 18.6

 

Banking Please note there may be changes to this information now Cyprus has joined the European Union.


A prerequisite to living and working in Cyprus is to open a Local Disbursement Account (LDC) with a bank in Cyprus. There are a number of banks to choose from which are well regulated by the authorities. The currency in Cyprus is the Cyprus pound (CYP) which is made of of 100 cents to the pound.  The local banks are;

  • Alpha Bank Ltd
  • Bank of Cyprus Ltd
  • Co-operative Central Bank Ltd
  • The Cyprus Popular Bank (LAIKI) Ltd
  • Hellenic Bank Ltd
  • Universal Savings Bank Ltd
These banks are only open between the hours of 08.15 - 12.30 Monday to Friday, throughout the year. A number of international banks are also represented in Cyprus, but an LDC must be opened upon moving to Cyprus as it is intended to provide for the expatriates living expenditure on the island. LDC accounts may be debited for cash withdrawals and living expenses but should not be debited for the purchase of duty free vehicles or the acquisition of property. There are convertible accounts known in Cyprus as External Accounts which can be traded in any currency and it is these that should be used for payment of vehicles and property.

Local currency is not accepted for deposit in an LDC. These accounts may only be credited with amounts transferred from convertible accounts held in Cyprus or abroad. Upon departure from Cyprus any residual balance in an LDC account can be transferred to any convertible account either in Cyprus or abroad.

The Cyprus currency is the Cyprus Pound often seen as CY£.  There is a well developed banking system in Cyprus that caters for the needs of everyone from Businessmen to individuals. There are about five major banks on the Island, which includes, Bank of Cyprus and Hellenic Bank. All of the banks in Cyprus adhere to the British method of banking.
 

Quality of life
The standard of living is higher than the per capita income alone can express. Outside of the main towns It is virtually pollution free. The crime rate is only 1/6 of the average crime rate in Europe, which makes Cyprus a very comfortable island to live on  with excellent housing conditions. VAT from 1 January 2003 is 15%

A couple wishing to live in Cyprus could easily have a comfortable lifestyle from CY£6,000 to CY£7,000 per year. See chart below.

 

Education
It is your responsibility to check these fee's. They are provided by us for guidance only. The children of expatriates in Cyprus normally attend an independent or foreign school. These can be found in all the major towns and offer high standards of education.

Nicosia
American International School in Cyprus (AISC)
Contact telephone

Falcon School

Contact telephone

Junior School

Contact telephone

Highgate Primary School

Contact telephone

Larnaca
American Academy
E-mail informationContact telephone

Med-High

E-mail informationContact telephone

Limassol
American Academy
E-mail informationContact telephone

Grammar School

E-mail informationContact telephone
Logos School
E-mail informationContact telephone

Foleys Grammar School

E-mail informationContact telephone
Heritage School
E-mail informationContact telephone

Pascal

E-mail informationContact telephone

Paphos
The International School of Paphos
E-mail informationContact telephone

Paralimni
The Xenion School at Paralimni
E-mail informationContact telephone
 
Language
Greek is the official language in Cyprus, but most people will speak in English. If you try to speak to a Greek in their language, they will reply to you in English. Street and road signs are all in dual languages, which makes it easy for everyone to find their way around.
 
Transport
The islands two international airports are situated in Larnaca and Paphos Larnaca together with Limasol also has a deep water port. Cyprus is the major cruising centre in the region with most international cruise liners calling into its ports. Residents and visitors can take advantage of exciting cruises to Greece, Egypt and Israel. Driving in Cyprus is on the left, there is a new highway between Paphos and Limassol which makes travelling that little bit easier. A visitor holding a valid driving licence from his country or an international drivers licence is allowed to drive in Cyprus.
 

Food, alcohol and tobacco
All the markets in Cyprus provide a colourful variety of produce, which are always reasonably priced. The large supermarkets are stocked with local and imported goods. Restaurants are of excellent quality and inexpensive.

Try a "meze" this is a selection of local dishes (usually between 15 - 28 dishes) this gives you a chance to sample the local food without ordering a main course dish and finding you don't like it.

Local wines and spirits are reasonably priced and good value. Imported beers are also available but Keo and Carlsberg are the most popular brands, costing approx. 60 cents per bottle. Cigarettes are around £1.90 for a packet of 20.

 

Residence Permit Please note this information will change for EU citizens now Cyprus is a member of the European Union.
The Cypriot regulations regarding visas depend on the nationality of the visitor. For example, those with passports endorsed by the Turkish Republic of Northern Cyprus will find themselves subject to restricted entry. A valid passport without visa will provide a stay of up to 90 days for all bona fide visitors.


Persons entering as visitors are not allowed to take up any form of employment or engage in any business. Travellers arriving in Cyprus may enter only through the legal ports of entry, Larnaca Port or Airport, Limassol Port and Paphos Airport or Port. In order to remain in Cyprus for longer than 90 days, an application must be made for a Temporary Residence Permit.

People wishing to retire in Cyprus must make an application to the Chief Immigration Officer in Nicosia for an Immigration Permit. Under the current legislation, a short Curriculum Vitae is required along with documentary evidence that access is available to a secured annual income such as a pension or dividends from investments. This annual income must be at least CYP5600 per person plus CYP2700 per dependent. Once the immigration permit is approved a retired person is not allowed to engage in any form of business profession or occupation, whether paid or unpaid whilst residing in Cyprus.

Those coming to live and work will need to obtain a Temporary Residence and Employment Permit if they are not holders of Cypriot passports. However, the regulations about starting or owning a business in Cyprus have now been relaxed and you can have a local company without the requirement for a Cypriot partner. Our associated Lawyer can assist with all the necessary documentation and finding of business and franchises. Please go the business section for further information. The address for Immigration is Migration Department, Ministry of the Interior, 1457 Nicosia. Tel; +357 22 804502.


The current policy on employment (changing for EU citizens) states that a work permit will only be given on a temporary basis and for a specified position provided that no suitable qualified Cypriots are available. A local Cypriot employer must first be secured (or set up your own local company) and it is they who submit an application to the Migration Officer in Nicosia. This action must occur while the Foreign National is outside Cyprus except in the case of EU Nationals. Initially the permit will be valid for 2 years, but thereafter for 3 years. If a change of employer is made whilst in Cyprus, an application for a new permit must be made. A word of warning here; working illegally in Cyprus can result in prosecution and deportation. It is expected now that Cyprus is a member of the EU, any EU National will be able to work there as part of the European Union Treaty.

Offshore employees coming to Cyprus have different legislation. Executive and Managers must apply for a Temporary Residence and Employment Permit through the Central Bank of Cyprus with a form obtained from their lawyer or accountant. Permits are granted quite readily in these instances. Non-Executive staff however, must apply through their relevant District labour Office and often permits are only granted if there are no qualified Cypriots available.

 

Working in Cyprus
With the changes in the laws recently in Cyprus, we can now assist you to set up a local business, an off shore business, purchase a franchise or just to work. Please go to the business advice section for further information on these services.

 ESTIMATED ANNUAL OUTGOINGS FOR AN AVERAGE SIZE PROPERTY IN CYPRUS
Water rates (payable Quarterly)   £32.00
Electricity Approx depending on use   £260.00
Municipal (Refuse collection)   £75.00
Insurance (House & Buildings)   £130.00
Car Tax (1600 cc)
  £85.00
Car Insurance (Fully Comprehensive)   £205.00
Food for two people (approx. £60.00 per week)
  £4,120.00
Total
  £4907.00
Divide £4,907.00 by 12 = £410 per month approx but it depend on how the individual lives.


Not Included in the above are in Cyprus currency:

Petrol - about 48.8c per litre · Diesel - about 46c per litre
Health Costs - Prescriptions - £6.00 average · Private healthcare starts at £25.00 per Month.
Doctors & Clinics - £10-15.00 per visit.

All of the above costs are in £'s Cyprus and are average only

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