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Free
advice and assistance from your initial enquiry and after your purchase.
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Professional
service and communication with you at all times.
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Assistance
and information on all aspects of purchasing property, starting or buying
a business, relocation, living & working in Cyprus.
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If
you know what you want! - we'll try to match your requirements.
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If
you're just looking! - we'll keep you informed.
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If
you're
ready to view! - we'll organise your itinerary for viewing and drive you
around.
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Access
to Flightclub for best prices on flights
& late availability. Telephone 01903 215123 & quote reference,
V1289 Property location. Buy, Rent, New or Re-sale.
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We
can recommend an English-speaking Lawyer who
we have dealt with personally.
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An
Excellent Shipping Agent with the best rates and
service available.
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We
always recommend you use a currency
broker which can save you thousands of pounds when transferring funds.
Click the link above for more info on this.
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Currencies
Direct helps save customers hundreds, if not thousands of pounds, by providing
an easy to use service, rates that are second to none in the spot and forward
foreign exchange market and offer a "one-stop" shop for our customers'
needs.
Every
customer is allocated their own personal foreign exchange dealer who will
look after their needs and interests, monitoring the currency market to
help you purchase your foreign currency at the optimum time and level,
unlike your High Street bank who may leave you exposed to fluctuating exchange
rates. In some cases, a customer will be given a High Street bank's fixed
rate of exchange for the day irrespective of whether the market moves in
your favour which could result in making your purchase far more expensive
than it needs to be.
Currencies
Direct customers can telephone as many times a day for an intra-day update
on market movements. However, some customers prefer to place an order with
us to buy their desired currency at a certain rate and if and when the
market hits that rate, we execute that instruction, taking the worry out
of adverse market movements and the need to telephone us several times
a day to see where the market is. Should the market be moving drastically
against our customers' favour, we will always appraise that customer of
this, helping to keep their desired rate realistic. Currencies Direct provides
this service so that our customers can get on with their day.
We
have no hidden costs, just a flat fee of £25.00 for a Telegraphic
Transfer or Bankers' Draft. However, clients of Living Cyprus do not pay
any transfer fee's provided you inform us when you register.
E_Mail
us now
Web
Site
Please
contact
us with your requirements.
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There
is NEVER any pressure on you, the service is FREE
to you and help and advice is freely given. Assistance with finding the
property in the area of your choice, be it a new building or a re-sale,
meeting the vendors and agreeing terms of payment are all handled in your
presence and agreed by you with one of our associates present. They will
help and advise on the purchase as an investment, should you wish to sell
it later. Be it a holiday home which you may wish to rent, (there are laws
about this), a retirement home or for someone who wants to escape the rat
race.
Our
parents have gone through this enjoyable process, but it can also be a
very traumatic experience, of buying a home in Cyprus, so they have first
hand knowledge of what can happen. There is information on their experience
on the buying property section. The moral of this is to try to illustrate
the value of getting the right help to assist you in finding what you want,
not what someone wants to sell you. Our parents found the assistance they
had priceless. They could not have received more help and at no time were
they under any pressure, only their own because things are selling so fast
it is unbelievable.
Once
Cyprus goes in the EU things will rocket, out there. The area they bought
in is appreciating at some 15 to 20% per year so you will understand what
we mean.
What
we offer to you now is all the help and assistance you require to make
the experience enjoyable and as stress free as possible. In addition, it
is a FREE service. Our associates in Cyprus are ready to help you find
whatever you are looking for. Nothing is too much trouble. There will be
absolutely no pressure only help and advice. The Cypriot government looks
favourable on us Brits!
Without
the correct professional help, you can waste a lot of time and money, which
you will not re-coup by dealing direct with any major builder
or vendor. Our service is completely FREE to you. What do
you have to lose? We can save you the irreplaceable resource we
all want, time, and sometimes obtain better prices or terms of payment.
We will help you to use the time you have looking for property efficiently.
Cyprus
is not like other parts of the EU, Spain for example where the purchase
of property can be a nightmare with land titles and pressure to buy etc.
Your money is completely protected, you will receive the title deeds and
the property will be yours. The property laws are similar to the English
system and the Cyprus land registry is very superior to our own here in
England.
Enjoy
the site. We look forward to hearing from you and one day enjoying a drink
in the sun with you on what we consider to be the best island in the world
for climate, its lovely people and the enviable way of enjoying life.
This
is really living!
More Details
on Some of Our Services: Updated:
Towry Law International Cyprus
Approaching half a century
of advising clients
Towry Law International is a wholly owned subsidiary
of the Towry Law Group, which was formed in 1958 and has grown to become
one of the leading providers of financial planning and investment advice,
with over 900 staff worldwide. The shares of the group holding company,
Towry Law Plc, were listed on the London stock exchange in November 1993.
With a group expertise spanning more than
40 years, Towry Law's professional consultants now advise over 300,000
clients from 31 offices worldwide. The group also acts as advisor to a
large number of trade and professional associations and institutes. Towry
Law was unanimously voted "Investment Intermediary of the Year" & "Intermediary
of the Year" at the International Money Marketing Awards 2000
Towry Law International is entirely without
ties to any banks, investment management groups, insurance companies or
other financial institutions. As such, Towry Law International can provide
genuinely independent and unbiased advice. From our Middle East offices
in Dubai and Bahrain and Cyprus, our multi-national team of experienced
consultants advise personal and corporate clients throughout the region.
We are also to call upon other divisions of the group to advise on specialist
or complex issues.
We are able to assist with Cyprus mortgages,
Retirement and Pension planning, advice on a World of Investment Opportunities,
Private Portfolio Service, Tax and Trusts, Estate & Tax Planning and
many other matters.
For mortgage or advice on any other
financial subject, E-mail
them
Cyprus Mortgages;
Purpose of loan/mortgage?
To be used for the purchase of a finished
(new or re-sale) or a house, flat or office to be constructed in Cyprus.
Who can access these mortgages/loans?
Foreign Nationals (Non Cypriots) whether living
in Cyprus or abroad, off shore companies and their expatriate staff (living
in Cyprus), and Cypriots living abroad.
Features;
Any major currency of customers choice
Loan to value max is 80% but more usually 70%
Maximum term is 10 years
Interest rate of loan is variable based on margin
of say 2.5% above 3 month Libor rates. (Contact us for current rates -
remember any currency !)
It is a repayment mortgage only - where capital
is paid off over the term together with interest on the reducing balance
Repayment must be from an external source in an
external currency.
Early repayment is possible without penalties
Arrangement fees around 1% of loan value (can
be added to loan)
Normally loans based on 3 times salary (including
joint salaries), but this is flexible
Customers MUST meet with lending institution before
the loan is granted
Slightly different terms apply depending on lender
and the deals available, individual independent advice is therefore essential.
Contact address; Towry Law International, P.O.
Box 56923 Limassol 3311, Cyprus. Tel; 00 357 25 349300 Fax; 00 357 25 349023
Web site Towry
Law
Regulated in Cyprus by the Central Bank of Cyprus.
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INSURANCE
& MEDICAL INSURANCE SERVICES
Roger
Brooke, Status Management Services Ltd. Paphos Cyprus.
Tel;
00 357 26 937159 Fax; 00 357 26 937158 or E-mail as below.
Roger
has expert knowledge of the insurance market and is available to advise
and assist on your questions and requirements regarding moving to Cyprus
and medical insurance. Rates are very competitive and Roger ensures you
fully understand what you are buying and what it covers. E-mail Roger for
your quotation. You will be pleasantly surprised.
Independent
insurance brokers, specialising in the following services:
LIFE
MEDICAL & HOME INSURANCE SERVICES.
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LIFE
INSURANCE- INVESTMENT PLAN - PENSION PLAN - MEDICAL PLAN -PERSONAL ACCIDENT
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HOME
CONTENTS - FIRE - BURGLARY - EARTHQUAKE - BUILDINGS
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COMMERCIAL
INSURANCE EMPLOYERS LIABILITY PUBLIC LIABILITY PROFESSIONAL INDEMNITY
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EXECUTIVE
PLAN - COMPREHENSIVE - THIRD PARTY - THIRD PARTY, FIRE & THEFT
FOR
MORE DETAILED INFORMATION ON ANY OF THESE SERVICES PLEASE CONTACT:Insurance@living-cyprus.com
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LEGAL
SERVICES; Including setting
up in business or buying a business. Trained in the UK and all English
speaking.
Conveyancing
- residency in Cyprus - work permits - offshore companies - trusts- local
companies with foreign participation - international tax planning - wills
- advising potential residents who wish to live or work in Cyprus - all
legal services.
FOR
MORE DETAILED INFORMATION ON ANY OF THESE SERVICES PLEASE CONTACT:Legalservices@living-cyprus.com
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Excel Shipping Ltd.
Shipping
and Removals
Excel
Shipping Ltd, have fifteen years experience in the
Cyprus market would be pleased to assist you with your relocation requirements,
whether it be a small carton or a complete household removal.
Our
reputation as the leading shipping agent between the UK and Cyprus is built
upon an expert knowledge of the market and the versatility to deal with
the needs of both large Corporations and private individuals. A great
deal of work is secured by personal recommendations from satisfied customers.
Our buying power is second to none and we are able to pass on some of these
savings to our customers thereby ensuring that you enjoy very competitive
prices but do not sacrifice anything on service.
In
participation with Atteshlis Shipping, one of the largest and most dynamic
shipping companies on the island, we are able to take responsibility for
your shipment from the moment it leaves your home in the United Kingdom,
to the moment it arrives at your domicile in Cyprus. We arrange customs
clearance, storage, delivery and unloading / unpacking as required.
Please
contact us to discuss your requirements by e-mail or telephone us on +44
(0)1708 515151 or visit our web site.
E-mail
us for a quotation
Web
Site Link
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